We have been helping homebuyers across San Antonio and South Texas obtain home financing for over 20 years.
Payments at Mi Casa are the lowest in town, starting as low as $599 a month* and often with a low, minimum down payment.
With chattel manufactured home lending, loan terms are typically 15 - 25 years**, compared to 30 years with conventional site-built housing.
Our lenders have multiple loan products available with USDA, FHA Title I and FHA Title II loan programs.
We are the hottest spot in town for first-time homeowners who have limited to no credit history. ITIN accepted.
We help you use your home equity as collateral with your financing package, We do it all the time.
Getting a loan can be hard, especially at the big box stores. Not at Mi Casa Housing, we have lenders with multiple different paths to home ownership.
"Jeana has gone above & beyond helping my family into our new home. Dealing with several dealers Mi Casa has worked with us and made the process smooth. Thank Jeana & Mi Casa finding our new home!"
"Our home is definitely worth showing off and I love everything about it. Our service was amazing as anticipated because we were referred by a friend who told us about the great sales people at Mi Casa. My little ones love all the space they have to play and I love the fact that our rooms are evenly spaced so that we are not in each other's business. Thanks again Mi Casa!"
"LOVED the home!! Our sales rep was extremely positive and definitely helped us through the whole process. The financing was very beneficial to us and greatly assisted in putting us into our dream home."
"Though we were immediately discouraged because of visits with other mobile home lots, Mi Casa's friendly staff really made my family as well as myself feel very comfortable and assisted greatly when it came to making our final decisions and purchase."
"There is not one thing that I asked for which I did not receive. The sales team at Mi Casa is so professional and welcoming! I would have regretted buying anywhere else. I am in love with my double wide and could not be happier."
"We'd been everywhere seeking financing and had been rejected because I did not have sufficient credit. Bianca was such a friendly girl and immediately informed us that she'd work her hardest with the lenders to get us into the home of our choice. Though we had a few last minute changes, Mi Casa definitely took care of us and our growing family. I couldn't be more excited about our home!"
"I really love my home. I have a lot of space which was very important to me so my wife and children are happy. That's all that matters to me."
"I received great service! My standards were definitely met and I was able to get my hands on not just a house, but a HOME!"
"Really like my home a lot. Great overall quality. The home really meets my family’s needs and suffices nicely for all the furniture I had already purchased prior to purchasing the home. I am overjoyed with my home, and really enjoyed the positive service I received."
"EXCELLENT, EXCELLENT, EXCELLENT!! Wonderful home and again, EXCELLENT, EXCELLENT, EXCELLENT service, home and financing! 10 out of 10!."
"I just received my home and I love it. Everyone was super friendly and helpful. The finance manager is the best! Patricia helped me every step of the way and with this being my first home, she was very patient and helpful."
Here are some frequent questions from our past Mi Casa homeowners...
At Mi Casa Housing, we have multiple lenders with multiple loan programs, as well as our own in-house financing available. Our big box competitors - they have one lender with one set of loan programs and the strictest qualifications. Swing by our store or give us a call and let's chat. We can find the lender thats right for your situation, as well as pick out your new home.
Yes! Our lenders have land-in-lieu programs available to let you use the equity in the land you own in place of cash for your down payment on a new manufactured home. With this type of loan, you can use up to 65% of the appraised value of your land towards the required down payment. And you can do it without a survey or a permanent foundation required. You can often finance fees, closing costs, and site improvements into your loan, which can help reduce out-of-pocket expenses. Private Mortgage Insurance is also not required. A one-time close at the title company can also help minimize closing costs.
Yes, your home's septic tank and many other items can be financed in your home loan.
Yes, many of our lenders accept ITIN number or Individual Taxpayer Identification Number, in-lieu of SSN.
Yes, now is actually a great time to buy a factory-built home as the rates are different than mortgage rates for traditional brick+mortar homes. Rates for mobile homes are more standardized so we help you lock in the best deal possible by shopping you to different banks and national lenders. We know all the tricks of the trade, this isnt our first rodeo. Get started today by getting pre-qualified and then swing by our store to pick out your new home.